Licensing, Demerits & Penalties — Florida
Florida permit practice test: 630 free practice questions (Based on the official driver handbook). Official test format: Class E: 50 Q, pass 40 (80%). Licensing, Demerits & Penalties: 6 questions.
Graduated licensing conditions, demerit points, suspensions, insurance and fines.
This topic page is still being reviewed against the official handbook. Until review is finished it is hidden from search engines.
| Topic / Metric | Value |
|---|---|
| Topic | Licensing, Demerits & Penalties |
| License test | Florida Car learner's permit test (Class E) |
| Topic questions | 6 (1% of 630 total) |
| Review status | This topic page is still being reviewed against the official handbook. Until review is finished it is hidden from search engines. |
Official handbook
flhsmv.gov ✓ Verified from official source
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Questions (6)
1. Drivers must have a minimum of ____ in both Personal Injury Protection (PIP) insurance coverage and Property Damage Liability (PDL) insurance coverage.
- $20,000
- $10,000 ✓
- $5,000
- $1,000
Answer: B. $10,000
Drivers must carry at least $10,000 in Personal Injury Protection coverage and at least $10,000 in Property Damage Liability coverage. The handbook's no-fault section says Florida requires proof of Personal Injury Protection and Property Damage Liability coverage before you register a car. It then sets the basic minimum at $10,000 for PIP and $10,000 for PDL. That is the figure the question asks for, since it asks about both coverages together. The same passage also says this coverage must stay in force throughout the registration period, but the amount that answers the question is the $10,000 minimum for each policy type.
2. Accruing ____ points on your license within a 36-month period will result in suspension of your license for one year.
- 24 or more ✓
- 21 to 23
- 18 to 20
- 15 to 17
Answer: A. 24 or more
Accruing 24 or more points within a 36-month period results in a one-year suspension of your license. The handbook's point system lists the suspension thresholds side by side. Twelve points in a year brings a 30-day suspension, 18 points in 18 months brings a 3-month suspension, and 24 points within a 36-month period brings a one-year suspension. Since the question asks what total produces a one-year suspension over that three-year window, the matching figure is 24 points or more. Anything below that falls into the shorter suspension tiers.
3. When stopped for a traffic violation or at an equipment check, the driver must produce:
- Proof of insurance.
- Their license.
- Proof of registration.
- All of the above. ✓
Answer: D. All of the above.
When you are stopped for a traffic violation or an equipment check, you must produce your driver license, proof of insurance, and vehicle registration, so the correct choice is all of the above. The handbook describes a typical traffic stop: the officer explains why you were stopped, may ask about your trip, and requests your driver license, insurance proof, and vehicle registration. It also says you should always have proof of Florida insurance with you while driving. Because a stop can require all three documents, not just one, the choice that includes every item matches the handbook. If a document is out of reach, tell the officer where it is and wait for acknowledgment before reaching for it.
4. Which is the most common cause of traffic crashes?
- New drivers
- Human error ✓
- Bad weather
- Bad roads
Answer: B. Human error
5. If you are required to have increased insurance coverage limits but are unable to provide proof of the increased limits, you will:
- Have your license and plates suspended for up to three years. ✓
- Only be allowed to drive on residential roads.
- Be let off with a warning.
- Face no negative consequences.
Answer: A. Have your license and plates suspended for up to three years.
You will have your driver license and/or license plates suspended for up to three years. The handbook says drivers with certain records or violations must carry increased coverage beyond the basic PIP and PDL requirements. If you are required to show proof of those higher limits and you cannot, your driver license and/or license plates will be suspended for up to three years. That is the stated consequence, so the correct choice is suspension of your license and plates for up to three years.
6. If you are convicted for driving under the influence and it is your first conviction, you may be subjected to:
- Only a fine.
- A fine and community service.
- A fine, community service, and jail time.
- A fine, community service, jail time, DUI school, license revocation, and an Ignition Interlock Device. ✓
Answer: D. A fine, community service, jail time, DUI school, license revocation, and an Ignition Interlock Device.
A first DUI conviction can bring a fine, community service, jail time, DUI school, license revocation, and an ignition interlock device. The handbook's first-DUI penalty list includes a fine, 50 hours of community service, up to six months in jail, a license revocation of at least 180 days, and 12 hours of DUI school. It also lists an ignition interlock device when the court orders one, with at least six continuous months if BAL is .15 or higher or a minor was in the vehicle. The complete choice is the one that includes all these first-conviction items while treating the interlock as a possible court-ordered penalty.
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Last checked: 2026-10-17 · Verified from official source
Updated: · Based on the official driver handbook