The speed limit at an uncontrolled railroad crossing is:

  1. 25 mph.
  2. 15 mph. ✓
  3. 20 mph.

Answer: B. 15 mph.

The speed limit at an uncontrolled railroad crossing is 15 mph.

Why this is the answer

The handbook sets 15 mph when you are within 100 feet of a crossing and your view of the tracks is blocked for 400 feet each way. It allows a higher speed only when gates, a warning signal, or a flagman controls the crossing. An uncontrolled crossing lacks those controls, so 15 mph applies. That is why the bank answer matches the handbook.

Why the other answers are wrong

Remember it

If there are no gates, signals, or flagman, keep it at 15.

Official handbook: California Driver Handbook (DL 600), Section 7: Laws and Rules of the Road, p. 51

Explanation drafted with AI (deepseek-flash) from the official handbook passage cited above, then checked automatically and by a second model on 2026-10-23. Always confirm with the official handbook.