If you fail to present your insurance card when stopped by a police officer, you may be fined

  1. $400. ✓
  2. $1,000.
  3. $150.
  4. $750.

Answer: A. $400.

You can be fined up to $400 if you fail to show your insurance card to a police officer who asks for it.

Why this is the answer

The handbook says that whenever you drive a vehicle, whether it is yours or someone else's, you must carry the pink liability insurance card issued for that vehicle. When an officer asks to see it, you have to show it. The handbook states that failing to do so can lead to a fine of up to $400, which is the amount the question is asking about.

Why the other answers are wrong

Remember it

Carry the pink card for the vehicle you are driving, and remember the penalty tops out at four hundred dollars.

Official handbook: Official MTO Motorcycle Handbook, Keeping your motorcycle or moped on the road – Insuring your motorcycle or moped

Explanation drafted with AI (deepseek-flash) from the official handbook passage cited above, then checked automatically and by a second model on 2026-10-23. Always confirm with the official handbook.